Therefore, you need a proactive, experienced and knowledgeable team of financial advocates on your side. We define this high level of service as being 100% focused on you, the client. It means learning everything we can about you.
Financial well-being is much more than a matter of investments alone, and one size does not fit all. Our internal teams of financial advisors and portfolio management professionals collaborate to create customized solutions to meet your individual needs including all the areas below:
Consistent review of your will and trust documentation is imperative to ensure you have the essential components to carry out your wishes. We work with your attorney to help preserve the value of your assets, determine if your assets are managed and disbursed properly and coordinate the transfer of your assets to heirs in the most tax-efficient way so that the legacy you envisioned is carried out.
We collaborate with your tax professional to analyze your income and investments to develop individual tax planning techniques to help mitigate your tax liability.
Equally important to the growth of your assets is the protection of that growth. We help to identify threats to your net worth and recommend the steps to take. Often these include personal life insurance, long term care and/or disability insurance.
We know preserving and protecting the wealth you have accumulated and passing it onto the individuals or charitable organizations you wish to benefit is a top priority. The estate plans of high-net-worth individuals often include one or more trusts to accomplish their wealth-planning goals. A large part of the success of these trusts depends on the selection of a competent trustee to manage the trust during complex family and financial changes. We partner with a corporate trustee that can be an alternative to naming an individual trustee.
Private banking is personalized financial services a bank reserves for high-net-worth clients. These services may include a dedicated account manager, preferred interest rates, collateralized lending, and individualized solutions for business owners. We partner with several banks in the area to help provide this personalized service.
For many high-net-worth families, creating meaningful change can equate to finding a better way to use your wealth to transform lives and make the world a better place. Charitable giving can also help build a philanthropic family legacy and, if set up correctly, can do so in a tax-efficient manner.
Your time should be spent on growing your business or career and caring for your family, all while having the confidence that your financial complexities are fully being managed.