For the first part of our lives, our parents are caregivers, then advice-givers and then sometime around mid-life, the tables often start to turn. They start asking their adult children for advice or help with things they don’t understand or can’t do anymore for themselves.
As this transition occurs, often the adult children wonder what will happen when their parents can no longer care for themselves. What if they need full-time care? Do they have adequate savings to pay for care and, if not, what are the alternatives?
Read our free whitepaper that may assist you in guiding this conversation with loved ones.
A New Year’s resolution is a commitment that an individual makes to a project or to reforming a habit. These changes can be pretty daunting and somewhat negative. Reform my habits and change my lifestyle!? The magnitude of that gives grave pause before embarking on that course of action. It’s no surprise that we don’t typically react well to negatively-oriented, major changes in our lives.
Download our whitepaper that discusses replacing your resolutions with goals that put you in possession of the life that you want!
Is your investment portfolio creating a burden for you at tax time? FOR YOU AT TAX TIME? If the answer is yes, it may be time to consider different strategies to help reduce your portfolio taxes. The spectrum of investments is vast and certain types of investments are more tax efficient than others. A simple shift in your investment strategy may help to reduce your portfolio taxes.
Download now to read three considerations to evaluate with your tax professional, to help make your portfolio more tax efficient!
“We may not know where we’re going, but we sure as heck ought to know where we stand” is an oft-uttered refrain from the legendary investor Howard Marks.
In this whitepaper, Michael Godwin, manager of portfolio strategy, walks us through Marks’ six options for investing in a low-return world and also discusses economic growth, the “hated rally”, interest rates and more!
Many believe that they only need life insurance protection while they are raising a family. While it is prudent to have life insurance in place when you have dependents, it is also imperative to utilize life insurance planning for other circumstances throughout your life. This whitepaper outlines other considerations on why life insurance can better prepare you and your loved ones for financial emergencies.
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The term “The Client Experience” is a trendy phrase. You hear this phrase in all industries, such as coffee shops, car dealerships, tech companies and financial planning companies. This term conjures up thoughts of being in the moment or self indulgent experiences, like a spa visit. In fact, the definition of “experience” is an event or occurrence that leaves an impression on someone.
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FREE video module on charitable gifting. Our society is made better by the work of the thousands of charities that help the less fortunate and promote a better way of life. While charitable gifting may seem simple and straightforward, the tax code and the ways in which charities utilize the donated money make it a bit more complicated.
It is crucial to understand the tax deductibility of charitable contributions and how they can lower the cost for an individual seeking to help a favored non-profit. Click the link below to watch our module!
Social Security is typically thought of as a supplemental retirement income stream. It can be much more than that in times of critical need. A family facing challenges such as death of a spouse, disability, divorce, or dependent children/parents, should be aware of the benefits to which they are entitled.
They may be as unique as a Pittsburgh snowflake in January, but I have yet to encounter a soul who doesn’t have at least one financial objective that they would like to accomplish. The problem is that, most times, achievement of these financial goals can present itself as a daunting and overwhelming task. I assure you that it is not. All it takes is a bit of initiative and proper guidance. The initiative is in your court, but the guidance is something with which a financial advisor can assist. Outlined below are five basic steps that will aid you in your journey. By following all five, you will quickly find that those insurmountable goals are actually quite achievable.
School is back in session! No matter what age your child may be, it is never too early to start planning for their future.
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- What are bonds?
- Why invest in bonds?
- What factors should you consider when investing in bonds?
- How to invest in bonds
- Investment strategy considerations
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The investment industry has changed substantially over the last 40 plus years and much more so than the 200 years of its existence preceding that.
What course will the investment world chart in the future and what will that mean to you?
How will you retire? The cost of our needs and interests inflate as we age. There are many factors to consider such as medical/personal care, housing, family care and leisure.
Read our 6 steps to creating your retirement strategy! FREE download!
Thinking about retirement is often difficult. It is hard to be concerned about what will happen 20 to 30 years in the future, while you are stretching your resources to meet your needs today.
It is however, critical to think about how you will support yourself (and your spouse) during retirement. With people living longer, you may wind up spending as much as a third of your life in retirement. The first step is often looking at what your cost of retirement may be.
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This whitepaper will review:
- The financial mindset during a life transition
- Protection and enhancement of assets
- Principles of good financial management
- The benefits of working with a trusted financial advisor
This whitepaper includes two important family topics:
Financial Implications that Affect the Sandwich Generation
The No. 1 Rule of Teaching Kids About Saving: Start Early
Add to your portfolio’s return by being tax wise!
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Download the FREE e-book! Fragasso Retirement Plan Advisors focus exclusively on employer-sponsored retirement plans. We deliver comprehensive plan objectives.
As a fiduciary consultant, the guidance that we provide to plan participants and sponsors takes a complex world and it makes it easy to understand.
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From the very first interaction you have with us, your experience will be personalized, professional, and exceptional. Your goals are our goals. Your concerns are our concerns..
As a Fragasso client, you have access to exclusive content created just for you that takes an in-depth look at the issues facing investors today.