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White papers

The following white papers were developed by the Fragasso team to explain or provide valuable information about investment topics and ideas. We will periodically add new white papers for your use so please check back.

Free downloads

Saving and Investing for Your Family’s Future

This whitepaper includes two important family topics:

Financial Implications that Affect the Sandwich Generation

What is the “Sandwich Generation?” This is group of individuals, typically between the ages of 40 to 59, who are caught between two very important, yet very different roles; raising children and caring for aging parents at the same. While the time commitment and emotional ride that comes with the territory in these roles can be daunting, there is another significant variable that cannot be overlooked……


The No. 1 Rule of Teaching Kids About Saving: Start Early

The first thing my 9-year-old son does when he gets birthday or Christmas money is jump on Amazon or leaf through toy catalogues to see how quickly he can spend it. This is not unlike the feeling many of us had when we got our first paychecks. The idea of putting away some of what you have today for tomorrow is not always instinctive and many times has to be learned.
Download your FREE copy to read more!

The Cost of Retirement

Thinking about retirement is often difficult. It is hard to be concerned about what will happen 20 to 30 years in the future, while you are stretching your resources to meet your needs today.

It is however, critical to think about how you will support yourself (and your spouse) during retirement. With people living longer, you may wind up spending as much as a third of your life in retirement. The first step is often looking at what your cost of retirement may be.

Retirement Plan Success E-Book

ebook1-Retirement Plan SuccessDownload the e-book!

Fragasso Retirement Plan Advisors focus exclusively on employer-sponsored retirement plans.  We deliver comprehensive plan objectives. As a fiduciary consultant, the guidance that we provide to plan participants and sponsors takes a complex world and it makes it easy to understand.

Download the FREE five part series, including:
1. So you are a Fiduciary, Now what?
2. Plan Design Matters…A Lot!
3. Retirement Plan Fees and the Matrix
4. Investment Decisions and Canaries
5. Education, Pupils and Barriers

Tax Wise

Add to your portfolio’s return by being tax wise!

Preparing for Emergencies

It is often said that there is no excuse for being ill prepared. If you or a family member encountered a sudden situation that posed immediate risk, would you be ready and able to take the appropriate course of action? It is vital to have a comprehensive list of information for you and your family available in the event that an emergency situation arises. This data will provide the critical details to any first responder so that an informed decision can be made to contact the proper parties. The emergency data should contain information on who to contact in the event of medical, household and financial emergencies. Since this list may contain personal and financial information, it should be kept in a safe and secure location that you, your family and those you trust can locate in a time of need. Taking time to ensure that up to date resources are available for unforeseen situations is imperative. Your financial advisor can help provide guidance on items that should be considered. Having this emergency list in place will give you and your loved ones peace of mind knowing that you have information on file for unexpected situations.

Five Tips to Help You Set and Achieve Your Financial Goals

Everyone has financial goals. The problem is that, most times, achievement of these financial goals can present itself as a daunting and overwhelming task. All it takes is a bit of initiative and proper guidance. The initiative is in your court, but the guidance is something with which a financial advisor can assist. Outlined in this whitepaper are five basic steps that will aid you in your journey. By following all five, you will quickly find that those insurmountable goals are actually quite achievable.


Five Steps on the Road to Retirement

Financial success in retirement is not guaranteed, but it is attainable. Retirees can raise the odds for success by following sensible procedures and adhering to textbook principles of financial planning and management. Bob Fragasso tells you the 5 steps to help you get to a secure retirement.

Nonprofits: A Roadmap for Effective Board of Directors Governance

Nonprofits are an integral part of the community, so it’s critical as a board of directors to recognize and address the challenges they face on a regular basis. Such challenges can jeopardize their existence.
This checklist will help boards of directors to more effectively accomplish their mission and goals and ensure it can meet the challenges, including financial, it will face.

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