Portfolio and Investment Management - Fragasso Financial Advisors

Many firms are structured so that the financial advisor is responsible for choosing an asset allocation and security selections for the client. On the surface, this may seem like a reasonable model. Who better to make portfolio decisions than the advisor, who knows the client’s goals and financial plan?

When you begin to consider that some advisors are compensated with commissions tied to proprietary products, you quickly realize that there is an inherent conflict of interest when one person who is managing your plan is also managing your portfolio. Setting that aside, what happens if that one person retires or gets sick? Who is watching over your investments then?

How is Fragasso different?

Working as a cohesive unit, Fragasso’s credentialed team of in-house portfolio management professionals support our personal wealth management, nonprofit and retirement advisor teams by providing investment strategy and portfolio construction. Your financial advisor focuses on financial planning for your long-term goals. Our portfolio management team watches over your investments. The synergy between the two means you receive focused, quality care across all disciplines of our firm.

Investment Philosophy

With no proprietary products, Fragasso has the freedom to construct portfolios with low-cost investments that are in your best interest without proprietary products. Our dedicated staff will manage your investment strategy and ensure that it is implemented in a cost-effective, timely fashion. Portfolios are monitored and rebalanced quarterly to ensure that your portfolio is aligned with your risk and return objectives through the ups and downs of market cycles.

Our portfolios are diversified within and across many asset classes, utilizing a mix of passive and active investments. We believe a well-diversified portfolio held throughout a full economic cycle can help reduce risk from overexposure to a particular security or market segment.

Key Benefits of Having Access to Fragasso’s Portfolio Management Team

Full-Time Management

Our dedicated staff will manage your investment strategy and ensure that it is implemented in a cost-effective, timely fashion. Quarterly monitoring means that your portfolio is aligned with your risk and return objectives through the ups and downs of market cycles.

Comprehensive Review

In addition to the ongoing management and attention received from the portfolio management department, Fragasso also has an internal Investment Committee comprised of members of the firm’s executive team, financial planning team and financial advisors who meet quarterly to discuss current market trends, investment outlook, portfolio construction, implementation and issues top of mind for our clients.

Informative Communication

We strive to ensure that you receive accurate and timely communication. We want you to understand and feel confident in the decisions being made about your investments. A quarterly Investment Outlook, authored by our portfolio management team, will provide you with insights on portfolio management strategy; and three times a year, The Advisor magazine is published containing content relative to industry trends and changes, financial planning strategies and news about the firm.

Forward Thinking

No two bear or bull markets are built the same. Our team analyzes the past to understand the drivers of outcomes in previous environments. That analysis is then viewed through the lens of current market conditions.

Unbiased Recommendations

We have the freedom to construct portfolios with low-cost investments that are in your best interest.

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Meet our Portfolio Management Team

Michael Godwin, CFA
Chief Investment Officer

The next stage of your financial journey starts here.

Develop a customized financial plan and portfolio strategy that compliments your unique lifestyle and goals.

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