Financial Planning for Retirees
Preserving and Growing What You’ve Worked For
Whether you're new to retirement or years into it, we're here to design a more formalized plan or perhaps you're seeking a second opinion on your current strategy.
Our Approach
Guidance you can trust for the years ahead.
Retirement is about more than reaching a financial milestone. It's about making the most of this next chapter with a plan that supports your lifestyle, adapts to your changing needs, and reflects what's most important to you.
Your wealth advisor at Fragasso is supported by a collaborative team of analysts, portfolio managers, and client service professionals working together on your behalf, so every part of your financial life is thoughtfully coordinated. As life evolves, your plan evolves with it, and we'll proactively address those changes as you stay focused on enjoying retirement.
Supporting Every Stage of Retirement
Retirement brings new opportunities and new financial decisions. We're here to help you navigate each stage with personalized guidance and coordinated planning that supports your life today and the legacy you wish to establish.
Evaluate Your Strategy
Is Your Retirement Strategy Built for What's Next?
As life changes, your financial plan should evolve with it. Answer a few simple questions to see how your current approach aligns with your retirement goals, income needs, and long-term priorities.
Maximize Retirement Income
Build a coordinated retirement income and withdrawal plan designed to optimize your savings and tax position.
Experience a Fully Coordinated Wealth Plan
Market fluctuation, tax law changes, inflation, and estate planning all impact your overall financial picture. We surround you with specialists to provide a comprehensive plan derived from various perspectives.
It's About the Relationship
We have helped clients and their families navigate their financial lives for multiple generations spanning over five decades.
Preserve Your Legacy
Coordinate your investments, estate planning, and wealth transfer to support the people and causes you care about most.
From the Team
Here for You Today and for Future Generations
“After more than 30 years, I've learned that great financial advice is about far more than managing investments—it's about building lasting relationships and helping people make confident decisions through every stage of life. The trust my clients place in me is something I never take for granted, and it's what continues to make this work so rewarding.”
Mike Fertig
Senior Wealth Advisor
“One of the greatest privileges of my career has been sharing in my clients' biggest milestones. Over the years, many have become lifelong friends and helping them navigate life's opportunities and challenges with confidence continues to inspire me every day.”
Liliann Moser
Vice President, Financial Advisor
“Every client has a unique story and understanding that story is where good planning begins. I enjoy working with our team to ensure every recommendation reflects not only a client's financial goals, but what matters most to them personally.”
Carly Wylie
Senior Wealth Planning Analyst
Frequently Asked Questions
As your retirement evolves changes, new questions naturally arise. We've gathered answers to some of the most common topics retirees ask about to help navigate the road ahead.
Retirement planning doesn't end when you stop working. As markets, tax laws, healthcare costs, and your personal goals change, it's important to review your financial strategy regularly. We work with clients to evaluate their plan on an ongoing basis and make thoughtful adjustments as life evolves.
Retirement is too important to navigate alone.
It's about far more than managing investments. We're here to guide thoughtful decisions about your wealth - decisions that affect your life today, your family tomorrow, and the legacy you hope to leave behind.